Business Insurance made easy and tailored to meet your needs.

Commercial business insurance offers comprehensive protection for businesses, with a variety of coverage options available, including liability insurance, property coverage, and workers' compensation.

Commercial business insurance is essential for every business, and our agents are ready to help you find the right coverage at the right price. We can work with you to create a customized protection program that meets your unique needs.

Business insurance policies vary in components and can be sold separately, although many insurance companies offer bundle packages consisting of multiple coverage types. Below are a few different coverages that we offer:
General Liability covers bodily injury to others, personal injury (such as libel, slander), advertising injury, etc... general liability insurance is intended to protect operators and owners of companies against claims that could result from a wide array of sources. This is one of the most crucial coverages a business can have.
Workers' Compensation protects employers from claims resulting from injuries to its employees. It protects your business from lawsuits and provides employees with compensation for injuries that occur while on the job. By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job illnesses or accidents.
Commercial Property Coverage insures the building(s), equipment, and contents of the business that are needed to operate it. In most cases, “property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Professional Liability (or Errors & Omissions) protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
Business Income Protection can cover loss of income and payment of expenses that continue while your business property is unusable. This product is strongly recommended, especially for businesses whose properties are crucial to business operations. It may be available as an endorsement on a policy.
Commercial Umbrella (or Excess) Coverage increases liability limits over and above those set in other business liability policies (including general liability).
Employment Practices Liability (EPLI) covers your business in the case an employee sues for a wide array of common reasons such as wrongful termination, discrimination, sexual harassment, and other reasons.
Apart from the a few of the common coverages mentioned above, we provide various additional forms of business protection through our insurance carrier represented. Reach out to our authorized agents for assistance in designing a personalized insurance plan tailored to safeguard your business!

Get a Free Consultation

© 2024 Piedmont Insurance and Business Group, LLC. All Rights Reserved.
Piedmont Insurance and Business Group is not connected with or endorsed by the U.S. government. We are authorized to offer plans from several insurance companies. Piedmont Insurance and Business Group is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Piedmont Insurance & Business Group. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.