Commercial business insurance offers comprehensive protection for businesses, with a variety of coverage
options available, including liability insurance, property coverage, and workers' compensation.
Commercial business insurance is essential for every business, and our agents are ready to help you find the right coverage at the right price. We can work with you to create a customized protection program that meets your unique needs.
Business insurance policies vary in components and can be sold separately, although many insurance companies offer bundle packages consisting of multiple coverage types. Below are a few different coverages that we offer:
Commercial business insurance is essential for every business, and our agents are ready to help you find the right coverage at the right price. We can work with you to create a customized protection program that meets your unique needs.
Business insurance policies vary in components and can be sold separately, although many insurance companies offer bundle packages consisting of multiple coverage types. Below are a few different coverages that we offer:
General Liability covers bodily injury to others, personal injury (such as libel, slander),
advertising injury, etc... general liability insurance is intended to protect operators and
owners of companies against claims that could result from a wide array of sources. This is
one
of the most crucial coverages a business can have.
Workers' Compensation protects employers from claims resulting from injuries to its
employees. It protects your business from lawsuits and provides employees with compensation
for injuries that occur while on the job. By law, most employers are required to provide
coverage for lost wages and medical bills incurred as a result of on-the-job illnesses or
accidents.
Commercial Property Coverage insures the building(s), equipment, and contents of the
business that are needed to operate it. In most cases, “property” can include a variety of
types: lost income or business interruption, buildings, computers, money, and valuable
papers.
Professional Liability (or Errors & Omissions) protects businesses or individuals in the
event that a customer holds your company or business owner responsible for a service that
was provided, or failed to be provided, and did not have the expected or intended results.
Business Income Protection can cover loss of income and payment of expenses that continue
while
your business property is unusable. This product is strongly recommended, especially for
businesses whose properties are crucial to business operations. It may be available as an
endorsement on a policy.
Commercial Umbrella (or Excess) Coverage increases liability limits over and above those set
in other business liability policies (including general liability).
Employment Practices Liability (EPLI) covers your business in the case an employee sues for
a wide array of common reasons such as wrongful termination, discrimination, sexual
harassment, and other reasons.
Apart from the a few of the common coverages mentioned above, we provide various additional forms of
business
protection through our insurance carrier represented. Reach out to our authorized agents for
assistance in
designing a personalized insurance plan tailored to safeguard your business!