Commercial auto insurance safeguards company-owned and/or operated vehicles against damages and liabilities. While resembling personal auto insurance in many ways, it typically provides higher coverage limits and specialized features designed for business needs. This coverage assists in covering expenses related to liability, medical bills, and property damage in the event of an accident involving a business-owned vehicle.

Who needs Commercial Auto? Any kind of business that uses vehicles for business purposes needs commercial auto insurance. For example, you may need to purchase commercial auto insurance if:

• The vehicle is titled to your business
• You operate vehicles to/from jobsites (for example, in construction or janitorial services)
• You transport people or goods for a fee (including truckers)
• Tools or equipment are transported in the vehicle for business use

Basically, commercial auto insurance is not just for large trucks; it can apply in many situations!

What industries do we cover? We offer commercial auto coverage for many industries, including:

• Construction
• Janitorial Services
• Auto Mechanics / Repair Shops
• Transportation (Long Haul and Short Haul)
• Contractors
• Food Trucks
• Handypersons

Even if your industry is not listed above, we offer customized and comprehensive commercial auto coverage for most types of businesses!