Protect Your Home with Renters Insurance

Mother with child sitting on bench at home

Why should you have renter's insurance?

The purpose of renter’s insurance is to protect everything you have worked so hard for in your life. Approximately 37% of US households, or 43,267,432 households, are occupied by renters. Unfortunately, accidents can occur within a matter of seconds and destroy all your personal belongings, sometimes forcing you to find other living arrangements. If you have renters insurance, you won’t have to stress about the damage caused by an unforeseeable event, knowing that your out-of-pocket costs will be nominal.

Who can benefit from renter's insurance?

There are many different people that can benefit from having renters insurance. For example, if you are a college student living in an apartment or a family renting a place while transitioning between houses, renters insurance is for you. Accidents occur all the time, whether it’s a pipe that bursts, a kitchen fire starts, or there happens to be leak in your ceiling. Some people might think that the landlord will cover all losses; however, the landlord is only responsible for the structural damages. If your personal belongings are destroyed, they won’t be covered unless you have renters insurance.

What's covered?

There are a few different coverage options for Renters Insurance:

Personal Property Protection
Designed to reimburse you for the value of your personal belongings that were damaged.
Emergency Living Expenses
Coverage for your food, lodging and other living expenses while you are displaced from your rented apartment, duplex or townhome.
Liability Protection
Even though accidents happen, you might still be liable. Under liability protection, you are covered for accidents that result in loss or injury to another person in your apartment, or as a result of your children or pets.

Piedmont Insurance and Business Group is here to help you and answer any of your questions regarding renters insurance options. We want to make sure you understand exactly what is covered in your policy. Our agents are available to help break down your coverage option and go over the events you are protected against, as well as assist you in estimating the worth of your personal belongings.

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Piedmont Insurance and Business Group can help you shop for an insurance plan that will fit your needs. Fill out the following form and an agent will be in touch.

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